D'PUC CREDIT UNION

Loan Information

D'PUC Credit Union offers a variety of loan programs.

Current Promotional Loan: Members could be eligible to borrow $500 to $3,000 at 10.9% for a maximum of 24 months repayment depending on your credit and debt-to-income ratio. *

Debit Consolidation Loan: Member loan rates start at 9.9% APR.   Minimum $500.00 maximum $5,000.00
March 1, through June 30, 2010.*

New and Refinance Unsecured Signature Loan: Member loans start at 13.9% APR.  Members are eligible to borrow $500 to $10,000 for a maximum of 36 months to repay. *

Share Secured Loan: Member loan rates start at 7% APR. *

Credit Union Visa: Credit Card unsecured interest starts at 14.88% APR. * Minimum of $250 in shares, which will be held as collateral against this visa. Share Secured Visa Credit Card interest rate starts at 10%. The Visa limit is based on shares, which will be held as collateral against this Visa card.  (Example:  A member is approved for a Share Secured Visa in the amount of $500.   The credit union would hold $525 as collateral, and these funds must remain in your share account until the Visa is closed and paid in full.)

Automobile Loan (New Auto): Interest rates range from 4% to 9% for new automobiles financed from 24 to 72 months maximum.*

New Automobile Loans:
                               
Credit Ratings/Interest Rates

                    Excellent                              Fair                                        Poor
24 months    4%                                        5%                                         6%

36 months    4%                                        5%                                         6%     

48 months    5%                                        6%                                         7%

60 months    6%                                        7%                                         8%

72 months    7%                                        8%                                         9%


Auto Loan (Used Auto, No Older Than Five Years): Interest rates range from 6% to 10% for used automobiles financed from 24 to 48 months. *


Credit Ratings/Interest Rates


                        Excellent                                 Fair                                  Poor

24 months       6%                                          7%                                       8%

36 months       7%                                          8%                                       9%

48 months       8%                                          9%                                     10%


D'PUC will finance an automobile up to 100% of the purchase price or NADA retail value (whichever is lower) based on credit worthiness

Mortgage loans (New or Refinanced): Members can contact CU America: (630) 620-5200 local (800) 351-0449 outside of Chicago

Or, Members must contact ELB Mortgage Brokers at (800) 733-2777 for details.

For a preferred rate, nofify CU America and ELB that you are a D'PUC Credit Union member.


 * Interest rates on all loans are based on the members' credit worthiness. 

 

 

 

 

 

 

Webmaster: Shamontiel L. Vaughn